My accounts overview
Based on survey results indicating that checking "My Accounts" is the most frequently used feature, a carousel displaying accounts has been placed at the top for easy access.
Identified problem 1: Difficulty of saving
Users struggle with accumulating savings, finding it challenging to set aside money regularly.
Solution 1: Piggy bank
The Piggy Bank feature automates small daily savings by collecting the remaining cents in the balance at user-specified intervals. This feature helps users save small amounts over time, building their savings without requiring active effort.
Identified problem 2: Difficulty pooling resources for shared goals
Friend groups often struggle to manage pooled funds and track individual contributions toward shared expenses, such as vacations or group activities.
Solution 2: Social finance features
To address this, the app introduces social finance features, allowing users to easily create groups, connect with friends, and manage shared expenses.
• The My Friends feature enables users to add friends or sync their contacts to find connections.
• In Shared Accounts, selected friends can open a joint account to collectively save. Users can contribute manually or enable automatic transfers.
• Contributors within the designated period are marked with an icon for transparency.
• The balance dropdown menu provides a detailed history of deposits and expenses.
My budgets
The My Budgets feature addresses insights from user research indicating difficulties in managing spending habits. Users can set monthly spending goals and track their expenses in real-time. A category breakdown of spending is displayed at the bottom for further clarity.
Investment
The Investment section caters to young adults interested in investing by displaying daily, monthly, and yearly top gainers, along with a simplified view of the user's current investments.
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The Investment section caters to young adults interested in investing by displaying daily, monthly, and yearly top gainers, along with a simplified view of the user's current investments.
